Officials of DOSH Health Insurance and MTN MoMo Limited with dignitaries at the event
Ghanaians can now access private health insurance directly through the MTN Mobile Money (MoMo) App, following the launch of a digital health insurance solution by DOSH Health Insurance, in partnership with Mobile Money Limited.
This innovative partnership, a first for mainstream health insurance, provides comprehensive outpatient and inpatient care through a nationwide network of accredited healthcare providers, alongside preventive and wellness support, and fast, transparent claims processes.
With this solution, Ghanaians can now access health insurance as easily as buying airtime or paying utility bills, removing long-standing barriers to health insurance access, particularly for individuals and families who remain uninsured due to cost, complexity, and lack of awareness.
Speaking at the launch of the partnership yesterday, CEO of DOSH Health Insurance, Frank Augustine Dagbui, said integrating DOSH Health Insurance into the MTN MoMo App eliminates traditional obstacles such as paperwork, long processing time and other requirements, making health insurance accessible with just a mobile phone.
“Too many people delay care or face financial strain simply because health insurance feels complicated or out of reach. DOSH Health Insurance was created to change that, to make health protection simple, accessible, affordable and available through tools people already trust,” he stated.
Mr. Dagbui, said the digital platform allows users to subscribe, manage their coverage, and access services seamlessly, emphasising that DOSH offers a range of health insurance packages designed to meet the needs of individuals, families, and businesses.
Chief Product & Services Officer of Mobile Money Ltd, Sylvia Otuo Acheampong, said the partnership reflects the company’s broader commitment to using digital technology to deliver practical solutions that improve everyday life.
According to her, “MoMo’s strength lies in its reach, availability and simplicity. Partnering with DOSH allows us to extend that strength beyond payments into health protection, ensuring more Ghanaians can secure insurance conveniently and with confidence.”
Mrs. Acheampong added that the collaboration aligns with MoMo’s strategy of enabling inclusive digital services that support national development and improve access to essential services.
Minister of Health, Kwabena Mintah Akandoh, in a speech read on his behalf described the initiative as a practical example of how innovation and private-sector collaboration can support the government’s health priorities.
“Expanding health insurance coverage remains central to our drive toward Universal Health Coverage (UHC). By leveraging digital platforms that millions of Ghanaians already use daily, initiatives such as this remove long-standing barriers and bring financial protection closer to the people who need it most,” he said.
The Minister noted that while the National Health Insurance Scheme (NHIS) continues to play a critical role, complementary private-sector solutions are essential in closing coverage gaps, particularly for informal workers and underserved populations.
The DOSH–MoMo partnership represents a new chapter in private health insurance delivery in Ghana, bringing together healthcare expertise and digital innovation to support broader health care financing and universal health coverage goals.
By Prince Fiifi Yorke