Shaibu Haruna
Mobile Money Fintech Ltd has announced a nationwide campaign to onboard all commercial drivers onto the MoMo merchant network, as part of efforts to push Ghana’s transport sector toward digital payments.
Chief Executive Officer (CEO) of Mobile Money Fintech Ltd. Shaibu Haruna, made the announcement during a meeting with transport operators. The company is partnering with the Digital Transport Workers Union to drive the initiative, citing the Union’s reach and organisation.
Under the new system, passengers will pay fares by scanning a GHQR code on the driver’s dashboard using the MoMo App or any app that accepts GHQR.
“They pay the exact fare from their phone to yours. No change. No arguments. No stopping in traffic,” Mr. Haruna said. “For long-haul drivers: you no longer carry large cash that makes you a target. Your money sits safely in your MoMo account.”
He said pragya and tricycle riders will also benefit from going cashless.
To encourage adoption, MobileMoney Fintech is introducing reward points for drivers who sign up and use the service consistently. The points can be redeemed for fuel vouchers and vehicle-maintenance vouchers.
“We know changing habits is hard. So we are making it worthwhile. Keep using it every month, and you earn more points. We are rewarding consistency, not a one-day spike,” Mr. Haruna said.
Top-performing drivers each month will also receive a vehicle upgrade package. Drivers were urged to register immediately at onboarding stations set up at the event to receive their GHQR code, sticker, and decal.
Mr. Haruna called on union leaders to champion the campaign across the country. “Take this message back to your members. Share it at your stations. We will work alongside you to reach every corner,” he said.
Chief Executive of GhIPSS, Clara Arthur, said the initiative will enable ride-hailing, haulage, and pragya drivers to receive payments conveniently and securely using GHQR.
She noted GHQR connects banks, mobile money operators, and fintechs, making digital payments more inclusive, and urged drivers to embrace the campaign to serve more customers and separate business from personal finances.
By Prince Fiifi Yorke