Executives and members of the Chartered Institute of Bankers Ghana in a group picture with Haruna Iddrisu
Chartered Institute of Bankers (CIB) Ghana has successfully wrapped up the 29th National Banking and Ethics Conference at its auditorium in Accra, bringing together top regulators, policymakers, and industry leaders under the theme, ‘Building Future-Ready Banks: Ethical Leadership, Sustainable Finance, and Currency Stability amid Disruption’.
The conference also saw the launch of two major professional programmes — the Ethics 2.0 Programme and the Non-Interest Banking and Finance Certification Programme — aimed at strengthening ethics, competence, and sustainability within Ghana’s financial system.
CIB Ghana President, Benjamin Amenumey, FCIB, reaffirmed the Institute’s statutory mandate noting that ethics and professionalism remain the foundation of a resilient financial system.
“Banking is first and foremost a trust profession. Where trust is strong, stability is possible. Where trust is weak, the system is at risk,” Mr. Amenumey noted.
CEO of CIB Ghana, Robert Dzato, described the launch of Ethics 2.0 and the Non-Interest Banking and Finance Certification as a defining milestone in the Institute’s mission to build a trustworthy and future-ready banking profession.
“The currency in banking is trust. Trust is built through character, competence, and consequence, and that is what we are building in Ghana’s banking workforce,” Mr. Dzato said.
He revealed that over 9,000 banking professionals had already completed the earlier Ethics 1.0 Programme, developed jointly with the Bank of Ghana (BoG), and that Ethics 2.0 would expand this framework to all levels of the banking profession, including executives and board members.
He added that, in accordance with a new directive from the central bank, all banking staff would now be required to obtain CIB’s ethics certification, while branch managers must attain the Chartered Banker (ACIB) qualification within the next five years.
The Non-Interest Banking and Finance Certification, he explained, reflects the Institute’s commitment to supporting Ghana’s evolving financial landscape by promoting ethical, inclusive, and Sharia-compliant financial services.
Governor of the Bank of Ghana (BoG) Dr. Johnson Pandit Asiama, in a speech read on his behalf by the Director of Banking Supervision Department at the Bank, Ismail Adam commended the CIB for its leadership in fostering professionalism and ethical discipline across the industry.
He cautioned that while Ghana’s financial system has become more stable, ethical lapses and fraud remain serious threats to public confidence.
Haruna Iddrisu, Minister for Education, delivering an address as the special guest, commended the Institute’s ongoing partnership with the central bank and called for a fully independent BoG to safeguard monetary policy integrity.
He further urged banks not to allow themselves to be used as conduits for unethical financial practices, stressing that “many of the unethical and corrupt monies in this country pass through the banking system.”
He noted that the Ministry of Education was collaborating with CIB Ghana and the National Council for Curriculum and Assessment (NaCCA) to integrate financial ethics and literacy into Ghana’s educational framework to nurture integrity and responsibility among future professionals.
A Business Desk Report