Dr. Doliwura Zakaria
The National Investment Bank (NIB) recorded a profit before tax of GH¢74.38 million in the first six months of 2025, reflecting renewed operational efficiency and effective cost management of the bank
According to the bank’s mid-year financial statement for 2025, the performance reflects renewed operational efficiency, effective cost management, and a successful capital recovery strategy showing the bank’s return to financial stability and transparency after a challenging period of under recapitalisation.
The bank also recorded total assets of GH¢8.55 billion, increasing with a net operating income rising to GH¢326.28 million while customer deposits increased to GH¢7.3 billion.
The equity position of the bank also grew to GH¢892.27 million from a loss position while financial stability indicators such as Capital Adequacy Ratio improved to 41.34% above regulatory thresholds.
Managing Director of the NIB, Dr. Doliwura Zakaria said the performance indicates the bank’s growth trajectory in terms of systems, human resource and vision for the future.
He further mentioned that the financial statement demonstrates confidence and compliance with regulatory expectations under the company’s Act.
Head of Marketing and Corporate Communications, Marian Toure, for her part said the performance reaffirms the bank’s commitment to accountability and signals a new era of transparency and responsible banking as it looks forward to engaging stakeholders, partners, and customers in a revitalized phase of growth.
By Ebenezer K. Amponsah